Baldwin REALTORS Foundation Receives Large Grant for Hurricane Relief


Baldwin REALTORS® Foundation Receives Large Grant for Hurricane Relief
 
ROBERTSDALE, Ala. – In the sudden adversity caused by Hurricane Sally, Baldwin REALTORS® leadership formed a plan to help the devastated homeowners and renters of Baldwin County. What started as aiding through donations of non-perishables and generators has now turned into a newly formed non-profit foundation with a substantial grant of $200,000 to distribute in the community. The Baldwin REALTORS® Foundation received the National Association of REALTORS®’ (NAR) REALTORS® Relief Foundation Grant to assist anyone in the Baldwin County community who has suffered loss to a primary residence from the storm. Those who lease and have had to move due to damages can receive assistance, as well.
 
"As an association, we promote our REALTORS® as the ‘REAL Experts, Advisors and Advocates’ of Baldwin County,” said Baldwin REALTORS® CEO Sheila Dodson. "How can we continue to say this of ourselves if we do not unite to help our communities in a time of great need? Our efforts to form the Foundation and acquire this grant have been done for the many people we know are hurting from Hurricane Sally.”
 
For homeowners, money received through the grant can be used to cover one month's mortgage payment. For renters displaced from their rental residence, it can cover the security deposit or one month's rent for a new lease. The grant is not based on financial need; if you meet the criteria predetermined by NAR, you could receive up to $1,500 toward a mortgage, rent, or security deposit payment.
 
"We are urging people in the community to consider this opportunity of assistance,” said Andrea Shilston, Baldwin REALTORS® President and Board Member of the BR® Foundation. "While you may be financially ‘above water’ in this current moment, what will it look like six months from now when you have to pay the final bill for home repairs? The money we have available now could provide the cushion you need later on.”
 
To receive money from this grant, you must fill out the coordinating application. This application is due by December 1, 2020 and can be found at baldwinrealtors.com/foundation. It is a digital file that can be filled out and submitted entirely on a computer (or other device), but it can also be printed and brought to Baldwin REALTORS® Office at 23280 County Road 65 in Robertsdale. If you need assistance with your application, volunteers will be available to assist you on Monday, November 2, from 11:00am – 1:00pm at Baldwin REALTORS®.
 
Contact: Kayla Sanders kayla@baldwinrealtors.com 251-270-2747
 
About Baldwin REALTORS® Foundation
The purpose of the Baldwin REALTORS® Foundation, Inc. is to help people in our community who have been affected by natural disasters, illness, or other unfortunate circumstances.
 
About Baldwin REALTORS® Baldwin REALTORS® is the source for real estate in Southern Alabama. We provide resources, education and tools to over 2,400 professionals across the region. We work to protect the interests of property owners, and our members serve buyers and sellers as REAL Advocates, Advisors, and Experts. Realtors agree to abide by a strict code of ethics and are held to a high ethical standard by their peers through their association membership. The term Realtor is a federally registered trademark owned by the National Association of REALTORS® and denotes membership in the nonprofit association.
 




Do Not Wait for Insurance Settlement to Apply for SBA Low Interest Loan


Do Not Wait for Insurance Settlement to Apply for SBA Low Interest Loan;
Deadline to Apply for Physical Disaster Loans in Alabama Is Nov. 19
 
ATLANTA - The U.S. Small Business Administration is encouraging Alabama businesses and residents affected by Hurricane Sally on Sept. 14 -16, 2020 to submit their loan application for physical damages by Nov. 19, even if they have not settled with their insurance company.
 
"Waiting to file an SBA application could cause unnecessary delays in receiving disaster assistance, and survivors may miss the application deadline. Submitting the loan application is an essential part of the disaster recovery process,” said Michael Lampton, acting director of SBA Field Operations Center East.
 
If a survivor has not settled their insurance claim, SBA will consider making a loan for the total loss up to its loan limits. The insurance settlement will be used to reduce or repay the loan.
 
Physical disaster loans are available to homeowners, renters, businesses of all sizes and non-profit organizations to repair or replace disaster-damaged property, including contents and automobiles. For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.
 
Interest rates are as low as 3 percent for businesses, 2.75 percent for nonprofit organizations and 1.188 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.
 
The disaster declaration covers Baldwin, Escambia and Mobile counties in Alabama which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Clarke, Conecuh, Covington, Monroe, and Washington in Alabama; Escambia, Okaloosa and Santa Rosa in Florida; and George, Greene and Jackson in Mississippi.
 
Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at DisasterLoan.sba.gov.
 
To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.govor download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA tollfree helpline at 800-621-3362 or (TTY) 800-462-7585. Multilingual operators are available. -more- 2 | P a g e
 
Survivors should contact the SBA’s Disaster Customer Service Center at (800) 659-2955 for assistance in completing their loan applications. Requests for SBA disaster loan program information may be obtained by emailing FOCE-Help@sba.gov. The SBA will conduct extensive outreach to ensure that those affected by the disaster have an opportunity to apply for assistance.
 
Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing DisasterCustomerService@sba.gov. Loan applications can also be downloaded at www.sba.gov. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. The filing deadline to return applications for physical property damage is Nov. 19, 2020. The deadline to return economic injury applications is June 21, 2021.




Coastal Alabama Community College Ready to Work Program


Coastal Alabama Community College Ready to Work Program 

 The Ready to Work (RTW) program is a free basic job training program available to Alabama residents. 

Upon successful completion of the RTW program, graduates will receive two industry recognized credentials:

  • National Career Readiness Certificate – issued by ACT
  • Alabama Certified Work Certificate – issued by AIDT

The Ready to Work core curriculum consists of 6 training modules and ACT WorkKeys. All curriculum modules, including ACT WorkKeys, are structured to reinforce the essential skills of reading, writing, listening, speaking and arithmetic.

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SBA Disaster Loans Available to Alabama Private Non-Profit Organizations Affected by Hurricane Sally


SBA Disaster Loans Available to Alabama Private Non-Profit Organizations Affected by Hurricane Sally
 
ATLANTA – The U.S. Small Business Administration announced today that certain Private Non-Profit organizations (PNPs) in Alabama that do not provide critical services of a governmental nature may be eligible to apply for low-interest disaster loans. These loans are available following a Presidential disaster declaration for Public Assistance resulting from damages caused by Hurricane Sally on Sept. 14-16, 2020.
 
PNPs located in Baldwin, Barbour, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Escambia, Geneva, Houston, Mobile, Pike, counties and the Poarch Band of Creek Indians in Alabama are eligible to apply. Examples of eligible non-critical PNP organizations include, but are not limited to food kitchens, homeless shelters, museums, libraries, community centers, schools and colleges.
 
PNP organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. The interest rate is 2.75 percent with terms up to 30 years. Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.
 
The SBA also offers Economic Injury Disaster Loans to help meet working capital needs, such as ongoing operating expenses to PNP organizations. EIDL assistance is available regardless of whether the organization suffered any physical property damage. PNP organizations are urged to contact their county’s Emergency Manager for information about their organization.
The information will be submitted to FEMA to determine eligibility for a Public Assistance grant or whether the PNP should be referred to SBA for disaster loan assistance.
 
Applicants may apply for declaration #16700/16701 online using the Electronic Loan Application (ELA) via SBA’s secure website at https://DisasterLoanAssistance.sba.gov/. Disaster loan information and application forms may also be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or sending an email to DisasterCustomerService@sba.gov. Loan applications can also be downloaded from www.sba.gov/disaster.
 
Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. The filing deadline to submit applications for physical property damage is Dec. 8, 2020.
 
The deadline to submit economic injury applications is July 9, 2021.
 
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About the U.S. Small Business Administration The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.




Baldwin Together is Here to Help You with COVID Related Issues


Baldwin Together is Here to Help You with COVID Related Issues
 
If any of the below apply, Baldwin Together is here to help.
 
Assistance For Baldwin County COVID RELATED Issues:
 
-Loss of hours, employment, housing,
-Must Be a Baldwin County resident
-Have proof of residency, income loss, unemployment, changes in housing or family
 
For Applications:
 
Email: baldwintogether@gmail.com or

Call Office at Prodisee Pantry:  M-TH 1-251-424-1506
 
Applications and interview may be done over the phone ID, proof of loss and documents can be uploaded.
 
Need computer help? Someone will be assigned in your area to help.




Alabama Road Trips




From sugar-white beaches and world-class golf to civil rights landmarks, Alabama Road Trips makes discovering all that Alabama has to offer simple and easy. Explore the award-winning restaurants, eat your way through Alabama’s best barbecue, and conquer the list of 100 Dishes to Eat in Alabama. Plan your perfect vacation to beautiful Alabama with Alabama Road Trips as your interactive guide.

 

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