Navigator Credit Union Offers 5 Tips to Save Money in the New Year

Submitted: Navigator Credit Union

Many Americans are working on their New Year’s resolutions. One of the most popular resolutions is to save money. Navigator Credit Union has five easy ways to help you keep your resolution.

  • Drop the extra subscriptions – If you have more than one music/show streaming service, consider cutting down to just one. You may be spending more than you use without realizing it.
  • Make a list - Before you go shopping make a list and stick to it. This helps you avoid impulse buys, especially at the grocery store.
  • Use online bill pay through your financial institution – The oftentimes free service can save you money on stamps, envelopes and paper. The service also helps you keep a closer eye on your balances to avoid over drafting.
  • Evaluate your credit cards – Take a close look at the benefits of each credit card. If you don’t have one, get a rewards credit card that gives you bonus points or cash back on your everyday purchases.
  • Set up alerts for bills – Use your smartphone to send alerts on bill payment due dates. Late payments can hurt your budget and possibly your credit score.
Navigator Credit Union is a full-service financial institution with 13 full-service Branches spanning from Gulfport, Miss to Daphne, Ala. Navigator offers a number of services such as free online Bill Pay and eAlerts to help Members save money. Members can also take advantage of interest-bearing checking accounts, high-yield savings plans, unlimited rewards credit cards,
mortgage services, competitive vehicle loans, retirement planning and more.
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